Helping you plan for your retirement is one of our core services, ensuring you are prepared when the time comes to call it a day.
With medical advances enabling more people to live for longer, the average person who retires at 65 lives for another 20 years.
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Are you on track for a comfortable retirement?
All of us dream of the day we can retire, saying goodbye to the alarm clock and commute, filling our days with sun-soaked beach holidays, leisurely rounds of golf, or cruising the world.
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The tapered annual pension allowance for high net-worth individuals was in the headlines again recently.
Concerns were raised that its impact on doctors within the NHS pension scheme is prompting high-earning NHS staff to leave their posts or reduce their hours.
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This months edition includes:
– ‘Raise the VAT threshold to stimulate SME growth’
– SMEs miss out on business savings interest
– Calls increase for reform of ‘flawed’ apprenticeship levy
– Working pensioners pay £8.6bn in income tax
Read the full article here.
I understand that Class 2 NIC is finally being abolished from 6 April 2019. This means that those of my self-employed client with losses or low profits who want to protect their state pension contribution record will have to pay Class 3 contributions which are considerably more expensive. Will there be any alternatives? (more…)